Dr. Todd J. Moses, D.C. — Independent chiropractic review & expert testimony

Objective chiropractic opinions for claims that need to hold up.

Chiropractic peer review, independent medical evaluations, utilization review, SIU fraud support, and expert testimony for health insurers, auto carriers, disability carriers, workers' compensation insurers, and personal injury attorneys.

31 yrsin active chiropractic practice
100+peer reviews and IMEs completed
5claim lines: health, auto, disability, workers' comp, PI
Who we serve

Built for how each claim type actually gets evaluated.

Reports and testimony are formatted to the standard each referring party works against.

Health insurance plans

Medical necessity and utilization review of chiropractic care, pre- and post-payment claim review, and clinical support for payment integrity teams.

Auto insurance carriers

Causation and treatment-reasonableness review for bodily injury and PIP claims, delivered fast enough to inform adjuster decisions.

Disability insurance carriers

Functional capacity opinions and medical necessity review for private short- and long-term disability claims.

Workers' comp insurers

Impairment ratings under the AMA Guides and utilization review for open files, aligned to state fee-schedule requirements.

Personal injury attorneys

Independent review of the treatment record ahead of deposition or trial, plus testimony, for plaintiff and defense counsel.

For insurers and TPAs

A chiropractic reviewer who knows exactly where the documentation falls short.

Thirty-one years of treating patients and billing payers means Dr. Moses reads a chiropractic chart the way it was actually written, and can tell care that's supported from care that's padded. Health plans, auto, disability, and workers' comp carriers use him for single cases or as a standing panel reviewer.

  • Medical necessity and utilization review for chiropractic claims
  • Pre- and post-payment claim and records review for payment integrity teams
  • SIU support: chart review, coding and billing pattern analysis, standard-of-care opinions
  • Peer reviews and IMEs for bodily injury, PIP, disability, and work comp files
  • Testimony to support denials, recoveries, and litigated claims
  • Contracted volume pricing, standing turnaround SLAs, and a dedicated intake line
For referring attorneys

Deposition-ready opinions, on a schedule you can plan around.

Whether you're building a case or stress-testing the other side's medical record, you need a chiropractic opinion that's substantiated, defensible under cross, and back before your deadline — not three weeks after it.

  • Records-only peer review or in-person IME, either can anchor to your filing schedule
  • Causation, pre-existing condition, and maximum medical improvement opinions
  • Reports written to withstand cross-examination, not to advocate for one side
  • Deposition and trial testimony available on the same case
  • Available to plaintiff and defense counsel alike
About Dr. Moses

Thirty-one years of clinical judgment, now applied to independent review and testimony.

  • Doctor of Chiropractic, active license
  • 31 years in active chiropractic practice
  • Successfully defended 2 payer post-payment audits of his own practice: one settled for under 3% of the requested refund, the other with no refund owed
  • Over 100 peer reviews and independent medical evaluations completed

"An IME is only useful if it would say the same thing regardless of who ordered it. That's the only opinion worth putting my license behind."

Dr. Moses has practiced chiropractic care for 31 years and has completed over 100 peer reviews and independent medical evaluations over that time. He has also successfully defended two payer post-payment audits of his own practice, paying less than 3% of the requested refund in one and refunding nothing in the other. Having been on the receiving end of a payer audit, he knows what defensible chiropractic documentation looks like, and what it doesn't, which is exactly what carriers and attorneys need from a reviewer.

He's retained by health insurers, auto carriers, disability carriers, workers' compensation insurers, and personal injury attorneys, and applies the same standard of evidence regardless of which side requested the review.

Claim types reviewed

Reports are structured to match the standard each claim type is actually evaluated against.

Health insurance claims

Medical necessity, frequency and duration of care, and maintenance-versus-active treatment review for commercial health plan claims.

Auto & personal injury

Causation, pre-existing condition analysis, treatment reasonableness, and maximum medical improvement determinations for motor vehicle and premises claims.

Disability claims

Functional capacity opinions and medical necessity review for short- and long-term disability claims.

Workers' compensation

Impairment ratings under the AMA Guides, work restriction opinions, and utilization review for open work comp files.

Fraud & overutilization

SIU and investigation support for carriers pursuing unnecessary, excessive, or fraudulent chiropractic billing.

Expert testimony

Available as a retained expert witness.

Dr. Moses is available for deposition and trial testimony connected to his own reviews, and for retention as a testifying chiropractic expert more broadly.

  • Deposition preparation and attendance
  • Trial testimony, in person or remote
  • Rebuttal review of an opposing expert's report
  • Available to plaintiff and defense counsel
  • Typical scheduling lead time: 3–4 weeks
Check availability
31 yrsin active chiropractic practice
100+peer reviews & IMEs completed
5claim lines reviewed

Pricing

Flat fees for individual cases. Reports are delivered as a signed PDF with supporting citations.

Records-only peer review

Desk review of medical records, imaging reports, and prior treatment history. Written opinion on causation, medical necessity, and MMI status.

No in-person exam5 business day turnaroundRush (48 hr): +$150
$495
Order

In-person independent medical evaluation

Physical examination plus full written report. Includes travel within the metro service area; out-of-area scheduling available on request.

60–90 min exam5 business day reportIncludes local travel
$1,250
Order

SIU fraud & overutilization support

Chart review, coding and billing pattern analysis, and standard-of-care opinions to support carrier SIU teams investigating unnecessary, excessive, or fraudulent chiropractic billing.

$350/hr3-hour minimumBilled in 30-min increments after
$1,050 min.
Order

Litigation support & expert testimony

Deposition preparation, deposition attendance, and trial testimony related to a completed review or evaluation. See expert witness availability for scheduling and experience.

$350/hr2-hour minimumBilled in 30-min increments after
$700 min.
Order

Health plans, carriers & TPAs: volume accounts

For health plans, insurance carriers, and third-party administrators sending recurring case volume, we offer contracted account pricing with standing turnaround SLAs, invoicing terms, and a dedicated intake line.

Request account pricing

Also available to chiropractic practices: post-payment audit and abuse-of-services defense consulting, $350/hr with a 3-hour minimum ($1,050 retainer), informed by Dr. Moses's own successful defense of two post-payment audits (under 3% of the requested refund paid in one, nothing refunded in the other). Dr. Moses never works both sides of the same matter, and conflicts are checked before any engagement is accepted. Pay retainer

Order a review

For individual cases from attorneys, adjusters, and claims staff. Payment is due at intake; records are requested after payment is confirmed.

Records-only peer review
$495
Intake form sent by email right after payment. Add rush service at intake if needed.
Pay & start intake
In-person IME
$1,250
Scheduling link sent after payment. Out-of-area travel quoted separately.
Pay & schedule
Carrier fraud & SIU support
$1,050 min.
3-hour minimum retainer for carrier-side fraud/overutilization investigation support. Overages invoiced after.
Pay retainer
Litigation support
$700 min.
2-hour minimum retainer, billed against actual time. Overages invoiced after.
Pay retainer
Chiropractor audit defense
$1,050 min.
3-hour minimum retainer for post-payment audit / abuse-of-services defense consulting. Overages invoiced after.
Pay retainer

Payments are processed securely by Stripe. Case records are handled under a HIPAA-compliant intake process and are never attached to a payment record.

Frequently asked

What's the difference between a peer review and an IME?

A peer review is a desk review of existing records with no exam. An IME includes an in-person physical examination in addition to the records review. Which one fits depends on what the claim requires.

Do you work with health insurance plans?

Yes. Dr. Moses provides chiropractic medical necessity and utilization review, pre- and post-payment claim review, and SIU support for commercial health plans and their payment integrity vendors, on a per-case or contracted basis.

Who can order a review?

Health plans, auto, disability, and workers' comp carriers, third-party administrators, case managers, adjusters, and plaintiff and defense attorneys. The same intake process and report standard applies regardless of who orders it.

Are opinions biased toward the party that pays?

No. Every report applies the same evidentiary standard and is not written to favor the referring party. If the records don't support a position, the report says so.

Do you testify?

Yes, for reviews and evaluations Dr. Moses has personally completed. Litigation support is billed separately from the original review fee.

Are you available for retention as an expert witness outside of a Moses Medical-Legal review?

In most cases, yes — reach out with the case details and jurisdiction and Dr. Moses can confirm availability and scope before retention.

Note: Peer reviews and IMEs are independent evaluations for legal, insurance, and claims purposes. They do not create a doctor-patient treatment relationship and are not a substitute for the opinion of a claimant's treating provider. Opinions reflect an objective review of the available evidence and are not guaranteed to support any particular outcome.